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Tools & advice

The sums every buyer, seller and landlord needs, with the rates dated so you know they are current.

Per month Gross monthly income needed:

Prime is 10.75% as at 25 September 2026. Transfer duty per the SARS table effective 1 April 2026. Income needed assumes the bond is 30% of gross income, the usual bank guideline. An estimate to plan with, not a bond offer.

Guides

Buying your first home in South AfricaRead

Get pre-approved before you start viewing, so you know what a bank will lend. Budget for transfer duty and attorney fees on top of the price; they are paid in cash, not from the bond. For sectional title, ask for the levy and the latest body corporate statements before you offer.

How to price your property to sellRead

Compare recent sales in your suburb, not asking prices: an asking price is a hope, a sale is a fact. Homes priced too high sit longer, and a listing that has sat for months usually sells for less in the end than one priced right from the start.

What to check before signing a leaseRead

Do an ingoing inspection with the landlord and keep the list with photos. Confirm in writing who pays for water and electricity. Your deposit must be kept in an interest-bearing account, and the interest is yours.

Solar and backup power: what adds valueRead

A properly installed inverter and battery system is one of the most asked-for features. Ask for the electrical certificate of compliance that covers it and the installer’s warranty. A “solar ready” house has wiring, not panels.

Area guides Sample

George

Western Cape

Average asking priceR2 650 000Average rentR14 500 pm
Community safety rating

Nearby schools: York High School, Outeniqua High School, Glenwood House

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Durbanville

Western Cape

Average asking priceR4 100 000Average rentR19 500 pm
Community safety rating

Nearby schools: Durbanville High School, Fairmont High School

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Potchefstroom

North West

Average asking priceR1 450 000Average rentR8 200 pm
Community safety rating

Nearby schools: Potchefstroom High School for Boys, Hoërskool Gimnasium

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Cape Town

Western Cape

Average asking priceR3 200 000Average rentR16 000 pm
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Centurion

Gauteng

Average asking priceR1 850 000Average rentR12 500 pm
Community safety rating

Nearby schools: Hoërskool Centurion, Hoërskool Zwartkop

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Plettenberg Bay

Western Cape

Average asking priceR3 900 000Average rentR18 000 pm
Community safety rating

Nearby schools: Plettenberg Bay Secondary School

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Groot Brakrivier

Western Cape

Average asking priceR2 100 000Average rentR11 000 pm
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Scottburgh

KwaZulu-Natal

Average asking priceR2 300 000Average rentR12 000 pm
Community safety rating

Nearby schools: Scottburgh High School

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Gqeberha

Eastern Cape

Average asking priceR1 650 000Average rentR10 500 pm
Community safety rating

Nearby schools: Pearson High School

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